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Western Insurance Associates

608 N Maple St.
Spokane, WA 99201

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Washington Umbrella insurance coverage

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Umbrella Insurance in Washington

Western Insurance Associates provides multiple types of insurance options, including umbrella policies. Companies or individuals interested in this type of insurance need to fully understand what benefits it offers and how they can use it to their advantage when buying a policy.

Umbrella Insurance Policies are An Option in Washington

Most states in the country don't mandate umbrella insurance policy purchases. The same is true in Washington. Simply put, umbrella policies are considered supplementary insurance that a business or individual doesn't absolutely need. As a result, state and federal law doesn't require companies to seek out this type of coverage for their business.

However, there are many benefits of high-quality umbrella insurance for Spokane, WA companies. First, these policies expand the range of liability coverage for a company. The benefits that this provides include extra payment when a normal liability policy is maxed out. In this way, a business can avoid a severe financial loss that they cannot afford to cover if their normal liability policy maxes out too soon.

What Umbrella Insurance Covers

An umbrella policy is an extended form of liability insurance. For example, these policies will cover lawsuits by individuals injured at a business. So a person suing a company for selling a harmful product may be paid out of an umbrella insurance policy.

These policies can be tweaked to cover a broad array of different business types. For example, smaller companies may need more limited coverage to suit their financial needs. However, expansive businesses with a large customer base may prefer more detailed and broader policies.

Find a Policy With Us

So if you operate a Spokane, WA business and want this type of policy for your liability needs, please contact us at Western Insurance Associates to learn more. Our agents will identify a policy for your needs and work hard to ensure that you don't pay too much for this extra coverage.


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