Often when people are renting an apartment or space, they don’t consider the need for renter’s insurance. If your possessions and belongings are lost, stolen, or get damaged while renting, they will need to be insured to receive compensation on their loss. The landlord may have a policy in place, but this only covers the actual property. You can get personal renters insurance to know that your possessions are protected.
If someone is injured in the apartment or dwelling, a liability claim that might happen can be covered by this type of insurance up to limits set in the policy. Western Insurance Associates has agents in Spokane, WA that can work with you and help you understand insurance matters.
Are Belongings Covered?
Renters insurance will cover loss of possessions from fire, vandalism, theft, and other incidents. Discussing how much coverage you need for what you own with an agent will help you determine the best policy and limit for your situation. A comprehensive policy will cover more than a basic renters insurance policy.
Other Types of Coverage
Personal liability and incidents where medical bills happen, like someone being injured in your apartment, are where renters insurance can help. If your dwelling is made uninhabitable, renters insurance covers expenses like temporary housing and food. The benefits of having this type of insurance are abundant.
If you are a renter and are interested in coverage, Western Insurance Associates agents can talk with you about your options for renter’s insurance. The agents at Wester Insurance Associates in Spokane, WA have experience with this type of coverage and will be happy to find you a reliable policy. Give us a call today to schedule an appointment to speak with one of our agents.