How much umbrella insurance do I need?

Knowing how much umbrella insurance coverage is right for you is essential. Western Insurance Associates can help you determine the amount of coverage that best suits your needs. An umbrella insurance policy provides extra liability protection beyond what your primary policy offers. It helps protect assets and income if you are liable in a lawsuit in Spokane, WA.

It does not replace other types of policies, such as homeowners insurance or automobile insurance. Instead, it offers additional protection if you get sued above your policy. If you only have $100,000 in coverage, for example, and are facing a $200,000 lawsuit, you could be on the hook for the extra $100,000.

At Western Insurance Associates, we offer various options so you can find a policy that meets your specific needs. We will consider factors such as the value of your property, the amount of liability coverage provided by other policies, and any special requirements you may have. The experts at Western Insurance Associates will work with you to ensure you get the most out of your coverage.  

We will also explain any restrictions and exclusions that may apply to the policy. This way, you can make an informed decision about your coverage and feel confident knowing you are getting the best protection available. With Western Insurance Associates, you can rest assured that your assets and income are protected in case of a lawsuit or accident here in the Spokane, WA area.

Contact us at Western Insurance Associates today to discuss how much umbrella insurance coverage is right for you and your family. We are proud to serve the Spokane, WA area.