If you are the owner of a boat, there is a lot that you need to stay as safe as possible. One way to protect yourself is to have a boat insurance policy. These policies can save you from financial harm when something goes wrong with the boat. All boat owners need boat insurance to protect them financially against a range of problems that can occur when you’re driving your boat and when it’s on land. While Washington doesn’t require this insurance, it’s essential to have it for your protection. Call Western Insurance Associates in Spokane, WA to get started with a policy.
Getting Into a Boating Accident
When you’re out on the water, it’s always possible to have a boating accident. Just as with traffic on land, traffic on the water has accidents. When you get into an accident judged to be your fault, you would be responsible for paying for the property damage and medical bills afterward. When you have boat insurance, the policy can pay for those bills, which can be enormous. Being covered by a policy will give you more peace of mind when you’re boating because you know that problems will be taken care of.
Types of Boat Coverage
When you get boat insurance, it’s much like getting auto insurance. There are various types of coverage, and each protects you differently. Having liability coverage for bodily injury and property damage is an excellent way to protect yourself in case you cause an accident. You can also get other types of coverage, such as comprehensive coverage that covers your boat against other dangers that can happen to it while it’s on land.
Call Western Insurance Associates in Spokane, WA to get your boat insurance.