If you live in Spokane, WA, and you’re outdoorsy, chances are you own some recreational vehicle or equipment. Whether it’s a snowmobile, ATV, camper, boat, or something else, having the right insurance coverage for your recreational vehicle or equipment is essential. Western Insurance Associates explains recreational insurance and why you need it in this post.
What is Recreational Insurance?
Recreational insurance is a type of insurance policy that covers any recreational activity or vehicle that you may use for leisure purposes, such as camping, boating, snowmobiling, and more. It can provide coverage for physical damage to property and liability coverage in case someone is injured while using your recreational vehicle.
Why Do I Need It?
Having the right kind of recreational insurance can be essential in giving yourself peace of mind when enjoying outdoor activities. Not only does it protect your property from physical damage, but it also provides financial protection if an accident results in injury or death.
Additionally, some policies will cover loss due to theft or vandalism, and emergency roadside assistance should your vehicle break down while on a trip.
Recreational insurance can also help prevent financial ruin due to medical costs if someone gets hurt while using your recreational vehicle or equipment. Medical bills can add up quickly, so having the right coverage can help protect you from incurring out-of-pocket costs.
If you own any recreational vehicle or equipment in Spokane, WA, having the right recreational insurance is essential. If you still have questions, contact Western Insurance Associates for more details. We’re here to help.